Patchwork OS Enterprise

Financial close.
Reimagined to the core.

Pro-grade reconciliation. Audit-ready peace of mind for CFOs. Zero-maintenance infrastructure for engineering. All for one flat annual rate.

Calculate your ROI
Day 29 Month-End Close Comparison
#REF! #ERR v19_FINAL
Legacy Suites

The 2:00 AM VLOOKUP

Hunting down $0.04 rounding errors across 47 tabs of Q4_Close_REAL_FINAL_v9.xlsx while paying $150k/yr.

100% OK
Patchwork OS

The 4:59 PM Friday Close

Agents reconcile 2M+ rows automatically, export the SOC2 Big Four pack, and ping Slack so everyone goes home on time.

For CFOs & Controllers

Peace of mind.
Built right in.

Cut month-end close from 8 days to 2 days with guaranteed 1-hour SLAs and Big Four audit packs.

Explore the CFO perspective
For CTOs & Engineering

Finance as Code.
Zero plumbing.

Declarative YAML and GitOps workflows, backed by single-tenant VPCs, SAML SSO, and 48-hr hotfixes.

Explore the CTO perspective
Flat-Rate Pricing

$30k a year.
No growth tax.

Unlimited transactions and users. Calculate your exact annual savings against legacy $150k+ suites.

Calculate your ROI
PW-M1 Neural Architecture

2.4 Million rows per second.
Zero human bottlenecks.

Watch how Patchwork OS ingests raw, messy ERP ledgers, payment webhooks, and bank BAI2 feeds simultaneously—matching 99.98% of transactions in real time and outputting cryptographic Big Four audit packs.

16-Core
Matching Engine
0.02ms
Row Latency
SHA-256
Audit Proofs
DB NetSuite / SAP GL Journal Stream API Stripe / Adyen Webhook Payouts SWF Global Banks BAI2 / MT940 SFTP PATCHWORK NEURAL ENGINE ✓ 99.98% MATCHED Auto-Posted GL Zero human touch 🔒 SOC2 CERTIFIED Big Four Pack 1-Click PDF + Hash
Built for High-Volume Verticals

Industries We Power

Whether you reconcile millions of micro-payments, multi-currency marketplace payouts, or complex global supply chains, Patchwork OS adapts to your industry's exact rules.

Explore All 6 Industries

Fintech & Neobanks

Real-time 3-way matching across Stripe, Adyen, FedNow, and core sponsor bank ledgers.

Retail & E-Commerce

Automated order-to-cash across Shopify, Amazon, BNPL providers (Klarna/Affirm), and 3PLs.

B2B SaaS & AI

ASC 606 automated revenue recognition, usage-based token billing, and Salesforce-to-NetSuite sync.

Healthcare & Biotech

HIPAA-isolated private VPC deployment for insurance payer EOBs, patient co-pays, and multi-clinic ERPs.

Logistics & Freight

3-way bill of lading matching, fuel surcharge auditing, and multi-currency customs reconciliation.

Global Manufacturing

Automated intercompany eliminations across 40+ subsidiaries, SAP BOM variances, and FX hedging.
The CFO & Finance Director's Perspective

"I Buy Software for Peace of Mind, Not Just Features."

The modern architecture of Patchwork OS drops month-end close from 8 days to 2 days. Here is why finance leaders rely on our enterprise platform when managing their most critical financial operations.

Production Readiness

Why Finance Leaders Choose Patchwork

Deploying software that handles your company's financial lifeline requires guarantees, strict SLAs, and uncompromising compliance.

1. The "Insurance Policy" (SLAs & 24/7 Support)

If your reconciliation engine goes down on Day 29 of the month, you need direct accountability. We provide a guaranteed 1-hour response time SLA with 24/7 dedicated enterprise support from financial engineering experts.

2. Compliance & Big Four SOC2 Readiness

Your platform must be secure, but auditors demand proof. Patchwork includes advanced immutable audit-logging modules, strict Role-Based Access Control (RBAC), and one-click compliance reporting formatted specifically for Big Four auditors.

3. Predictable Flat Pricing (No Growth Tax)

Legacy vendors tax your growth—the more transactions you process, the higher your monthly bill climbs. Patchwork OS operates on a flat, predictable annual platform fee. You know exactly what it will cost this year and next.

4. Officially Maintained ERP & Bank Connectors

Your team shouldn't spend time building or fixing integrations for every bank and ERP. The Enterprise tier unlocks plug-and-play, officially maintained connectors for NetSuite, SAP, Workday, and major global banks with guaranteed schema-change updates.

Live CFO Close Cockpit

Visualizing the 8-Day to 2-Day Close Compression

Instead of waiting until Day 8 for controllers to finish manual VLOOKUPs, Patchwork streams continuous daily reconciliation so your executive sign-off happens by Day 2 at 4:00 PM.

Legacy Cloud Suites (8 Business Days) 192 Hours
Patchwork OS Continuous Close (2 Business Days) 48 Hours (-75%)
Q4 Global Consolidation Telemetry
SOC2 Audit Trail: Active
100% 50% 0% Legacy Close (Day 8) ✓ DAY 2: BOOKS CLOSED CFO Sign-Off Complete Day 1 Day 2 Day 5 Day 8
SOC2 OK
Rare Sighting: A Smiling Auditor

Make Your Big Four Auditors Fall in Love With You

Instead of spending 3 weeks digging through email threads for screenshot approvals, hand your external auditors a cryptographic, one-click Patchwork SOC2 pack. Side effects may include stunned silence and markedly lower audit overage bills.

CFO
Executive Bottom Line

The Real-World Enterprise ROI

Calculate Your Savings
"We pay Patchwork OS $30,000 a year for the Enterprise tier. It directly replaced a rigid legacy system that cost us $150,000 a year, saves my controllers 40 hours every month, cuts our close from 8 days to 2 days, and guarantees our Big Four audit compliance. It is the easiest check I write all year."
$120k/yr
Direct Licensing Savings vs. Legacy Vendor
8d → 2d
31
Month-End Close Acceleration
40 hrs/mo
Saved for Senior Financial Controllers
1-Hour
Guaranteed Critical SLA Response

How Patchwork Enterprise Compares

See why modern finance teams are migrating away from legacy cloud suites.

Annual Cost
Patchwork OS
Flat $30k/yr (Predictable)
Legacy Financial Suites
$150k+/yr (Scales with volume)
Support & SLA
Patchwork OS
24/7 Dedicated + 1-Hr SLA
Legacy Financial Suites
Tiered paid support tickets
Audit & SOC2 Exports
Patchwork OS
Automated Big Four Packs + RBAC
Legacy Financial Suites
Proprietary black-box exports
Data Sovereignty
Patchwork OS
On-Prem or Single-Tenant Isolated VPC
Legacy Financial Suites
Multi-tenant vendor cloud
The CTO & Lead Engineer's Perspective
500

"I Don't Want to Maintain the Plumbing; I Want to Build the House."

Engineers love Patchwork OS because it treats Finance as Code—using YAML, GitOps, and Python instead of clunky enterprise GUIs. You can deploy our secure, managed infrastructure in an afternoon. Here is why engineering leaders champion Patchwork over building internal tools.

View Platform Features
patchwork-enterprise.yaml
ENTERPRISE 
name: "Production EOD Reconciliation"
runtime:
  mode: "private_managed_vpc" # Isolated
  auth_provider: "okta_saml_sso" # 10-min setup
  telemetry: "datadog_apm_exporter"

connectors:
  erp: "@patchwork-enterprise/netsuite-v2"
  bank: "@patchwork-enterprise/global-swift"

execution:
  - step: match_ledger
    agent: patchwork_local_llm
    confidence_threshold: 0.99
    audit_export: "soc2_big4_immutable"

  - step: human_signoff
    rbac_role: "senior_controller"
    notify: "slack_finance_ops"
Zero-Maintenance Infrastructure

Why Engineers Demand the Enterprise Tier

Your engineering team's time is your most expensive asset. Don't burn sprint cycles building internal auth, observability, or fixing broken payroll APIs.

10-Minute Setup

1. Enterprise SSO, SAML & SCIM

"I am not managing local user accounts and password resets for 50 accountants. Patchwork gives me instant Okta and Azure AD integration out of the box. It takes 10 minutes to configure, and InfoSec signs off immediately."

Zero DevOps Overhead

2. Private Managed VPC (Hybrid Option)

"While we love data privacy, managing GPU infrastructure for AI models takes DevOps bandwidth we don't have. Patchwork offers a Single-Tenant Cryptographically Isolated VPC—giving us on-prem security with zero SaaS maintenance."

OpenTelemetry + Datadog

3. Out-of-the-Box Telemetry & Monitoring

"When a reconciliation agent fails, I need to know why immediately. Patchwork includes a pre-built telemetry exporter that plugs directly into our Datadog and Grafana instances with full tracing, error rates, and latency metrics."

48-Hr Hotfix SLA

4. Priority Connector Patches

"When the API of our localized payroll provider changed and broke our workflow, we escalated it. The Patchwork engineering team shipped a patched connector in 48 hours, ensuring our financial sprint was uninterrupted."

Zero-Trust Security Topology

Single-Tenant Private Managed VPC Blueprint

TLS 1.3 + AES-256-GCM SOC2 Type II Isolated
1. IDENTITY & GITOPS Okta SAML 2.0 + SCIM Signed Git PR -> Deploy 2. OBSERVABILITY Datadog / Grafana OTel PII-Redacted Metrics SINGLE-TENANT ISOLATED VPC PATCHWORK AGENT Local LLM Worker Zero external training IMMUTABLE LEDGER Append-Only Store Customer KMS Key MANAGED CONNECTOR MESH (48-HR HOTFIX SLA) NetSuite • SAP S/4HANA • Workday • SWIFT/BAI2 3. ENTERPRISE TARGETS • Your ERP General Ledger • Sponsor Bank SFTP • Big Four Auditor Portal mTLS + IP Whitelisted
3:00 AM API BROKE! Z z
PagerDuty Immunity Included

Because No Developer Should Wake Up at 3 AM for a Bank CSV Change

When a legacy bank silently renames a column from tx_date to transactionDate_v2 on a Sunday night, our managed connector team absorbs the pager alert and deploys the schema hotfix before your engineers even pour their Monday coffee.

<CTO/>
VP of Engineering
Enterprise Subscriber
The Engineering ROI

"Patchwork OS gives us the flexibility, GitOps workflows, and control we crave, while handling all the corporate plumbing—SSO, SOC2 logging, VPC hosting, and upstream API changes. My engineers stay 100% focused on building our actual customer-facing product, not maintaining internal finance tools."

View Platform Architecture
Purpose-Built Industry Blueprints

Built for Industries Where Every Cent & Second Counts.

Legacy financial suites force every business into the same rigid mold—and charge massive overages when transaction volume spikes. Patchwork OS ships with pre-built YAML blueprints tailored to your vertical.

Universal Industry Reconciliation Engine
SKU BOL API PATCHWORK SOC2 100%

Raw, messy industry data goes in on the left; audit-ready, Big-Four certified general ledger entries come out on the right.

Interactive Blueprint Explorer

Select Your Industry to See How We Work

Click any sector below to inspect the exact pain points we eliminate, pre-built connectors, and real client metrics.

FINTECH & HIGH-VOLUME PAYMENTS

Reconcile 50M+ Micro-Transactions Without Paying Volume Overage Penalties

Payment processors, digital wallets, and neobanks deal with settlement delays, rolling reserves, interchange fee splits, and chargebacks across Stripe, Adyen, Marqeta, and sponsor banks. Legacy tools choke on row limits—Patchwork processes millions of rows in seconds for a flat $30k/yr fee.

The Legacy Bottleneck

Per-row transaction tiers push annual bills past $250k/yr while T+2 settlement mismatches require 5 full-time reconciliation analysts.

The Patchwork Solution

Automated 3-way matching between internal ledger, processor webhooks, and sponsor bank BAI2/MT940 files with instant exception routing.

Pre-Built Connectors: Stripe / Adyen SWIFT / BAI2 Snowflake / BigQuery NetSuite
fintech_3way_settlement.yaml PRODUCTION READY 
recipe: "3-Way Payment Settlement"
sources:
  - processor: "stripe_payouts_api"
  - warehouse: "snowflake_core_ledger"
  - bank_feed: "jpm_bai2_sftp"
rules:
  - match_on: ["tx_id", "settlement_batch"]
  - tolerance_window: "72h_rolling_reserve"
  - auto_book_fx_variance: "< $0.05"
99.98%
Auto-Matched Daily Volume
$180k/yr
Avg. Overages Saved

Every Vertical We Transform

If your finance team is drowning in multi-system spreadsheets—or paying legacy vendors six figures just to match rows—Patchwork OS was built for you.

High Frequency

1. Fintech, Neobanks & Crypto

Match millions of daily card swipes, ACH transfers, and wallet movements against sponsor bank files and processor payouts without paying per-transaction fees.

  • T+1 to T+5 settlement delay handling
  • Automated interchange & dispute fee splitting
  • FBO account daily reconciliation for regulators
Omnichannel

2. Retail, D2C & Marketplaces

Eliminate the chaos of holiday peak volume. Automatically reconcile Shopify orders, Amazon Seller Central settlements, Klarna/Affirm BNPL deductions, and gift card liabilities.

  • BNPL merchant fee & refund clawback matching
  • Multi-state sales tax & VAT reconciliation
  • 3PL inventory-in-transit to ERP sync
ASC 606 / IFRS 15

3. B2B SaaS & AI Companies

Modern AI and SaaS companies blend annual contracts with usage-based consumption. Patchwork bridges Salesforce, Stripe Billing, and NetSuite for effortless ASC 606 schedules.

  • Automated deferred revenue waterfalls
  • Mid-cycle contract upgrade/downgrade reconciliation
  • Cloud GPU/AWS cost-of-goods-sold (COGS) allocation
HIPAA Isolated VPC

4. Healthcare & Life Sciences

Multi-location clinics, dental roll-ups, and biotech firms use our single-tenant VPC to reconcile complex insurance payer 835 ERA remittances against EHR billing and bank deposits.

  • Zero PHI leaves your isolated VPC environment
  • Insurance claim denial & contractual adjustment matching
  • Clinical trial grant burn-rate tracking
3-Way Freight Match

5. Logistics, Freight & 3PL

Stop overpaying carrier invoices. Patchwork agents automatically compare Purchase Orders, Bills of Lading (BOL), and carrier EDI invoices to catch duplicate accessorial fees.

  • Automated detention, demurrage & fuel surcharge audits
  • Cross-border customs & tariff reconciliation
  • Fleet fuel card to route telemetry verification
Multi-Entity ERP

6. Global Manufacturing

Unify legacy SAP, Oracle, and Microsoft Dynamics instances across global plants. Automate intercompany eliminations, raw material PPV variances, and multi-currency FX close.

  • Automated intercompany AR/AP elimination journals
  • Goods Received Not Invoiced (GRNI) accrual clearing
  • Automated fixed-asset depreciation & cap-ex tracking
GROWTH TAX $
Transparent Commercial Pricing

No Transaction Taxes. Just Predictability.

Traditional legacy suites penalize you for growing. Patchwork OS operates on a flat, transparent platform fee—giving you absolute certainty for your budget.

Everything Open Source

Basic

The complete Patchwork OS open-source experience, including every newly added community feature.

$5 / month
  • All open-source features
  • All newly added community features
  • Reconciliation workflows and automation
  • Developer APIs, integrations, and self-hosting
  • Community updates and documentation
Get Started with Basic

Corporate

A tailored package for companies that need managed deployment, security reviews, support, and enterprise controls.

Let’s talk

We’ll scope the right setup for your organization.

  • Company-wide deployment planning
  • Private infrastructure and security options
  • Enterprise integrations and governance
  • Dedicated onboarding and support
Request a Call
Interactive Business Case Builder

Calculate Your Annual Subscription ROI

Adjust the sliders to compare your current legacy software spend and engineering maintenance against Patchwork Enterprise.

$150,000
$50k/yr $150k Avg $350k/yr
40 hrs
10 hrs 40 hrs Avg 160 hrs
25 hrs
0 hrs 25 hrs Avg 100 hrs
Estimated Net Annual Benefit
$193,500
After deducting the $30,000/yr Patchwork Enterprise fee
Direct SaaS License Savings: $120,000/yr
Finance Productivity ($85/hr): $40,800/yr
Engineering Saved ($110/hr): $33,000/yr
Visual Annual Cost Footprint
Legacy SaaS + Manual Labor Cost $223,800/yr
Patchwork OS Flat Enterprise Fee $30,000/yr
24/7/365 Mission-Critical Coverage · 1-Hour SLA

Enterprise Support.
Zero Month-End Downtime.

Guaranteed 1-hour P1 SLAs for close blockers, direct Slack Connect with senior solutions architects, isolated single-tenant telemetry, and instant diagnostic self-service.

All Core Systems Operational
SLA Commitment: 99.999% Live Telemetry
PW-M1 Recon Engine
0.02ms / row
Zero backlog
Bank & Ingestion API
12ms Latency
BAI2, MT940, Plaid
ERP Connector Bus
100% Synced
NetSuite, SAP, Workday
Private Tenant VPCs
Single-Tenant
AWS & GCP Isolated
Guaranteed 1-Hour P1 SLA

Submit Priority Ticket

Critical month-end blocker, feed disruption, or discrepancy exception? Direct escalation to Tier-3 FinOps Architects.

Open Ticket Form
Instant Diagnostic Assistant

Live Support Copilot

Diagnose BAI2 code variances, review YAML reconciliation recipes, check ASC 606 rules, or get instant connector advice.

Audit & Security Vault

SOC2 & Audit Packs

Download our SOC2 Type II report summary, HIPAA BAA overview, ISO 27001 certificate, and penetration testing summaries.

Submit Support Request

Directly routed to our on-call Solutions Architecture team.

PW-HELP
Click to attach BAI2 snippet, CSV error log, or screenshot
Max 50MB · Encrypted in transit
Track Active Ticket
PW-TKT-10492
IN PROGRESS
BAI2 Payout Settlement Code 475 Variance
Investigating J.P. Morgan treasury BAI2 parser discrepancy on rolling reserves.
Received & Log Decrypted
Assigned to Tier-3 FinOps Architect
Reconciliation rule patch executing
SOC2 Audit Pack sign-off
Recent Tickets in this Session Browser Session
PW-TKT-10492
BAI2 Payout Variance
In Progress
PW-TKT-09823
NetSuite Token Re-Auth
Resolved
P1 Critical Hotline
+1 (888) 728-2495 ext 1

Enterprise accounts with 24/7 dedicated telephone routing bypass standard queues directly to our on-call bridge during month-end closes.

Enterprise Knowledge Base

Frequently Answered Questions

Quick answers on reconciliation architectures, bank connectivity, VPC isolation, and guaranteed SLAs.

Direct Solutions Architecture Access

Talk With Our Enterprise
Solutions Architecture Team.

Whether you are processing 50M rows a month, planning a migration from legacy software, or need custom single-tenant VPC specs, we respond in under an hour.

Direct Channels

Enterprise Sales & RFPs
sales@patchworkos.io
Avg. response: < 45 mins
Security & Compliance Office
security@patchworkos.io
SOC2 Type II & HIPAA packages
Accounting Alliances & Partners
partners@patchworkos.io
Big Four advisory programs
Direct Phone Line
+1 (888) 728-2495
Mon-Fri 8:00 AM - 8:00 PM EST

Global Operations Hubs Live Status

🇺🇸 San Francisco
Global HQ · Market St
Open · 8:30 AM PST
🇺🇸 New York
1 World Trade Center
Open · 11:30 AM EST
🇬🇧 London
Canary Wharf Financial
Open · 4:30 PM GMT
🇸🇬 Singapore
Marina Bay Centre
After Hours (P1 Live)
The Patchwork Enterprise Promise

You speak directly with Principal Solutions Architects and former Big Four audit partners. No junior qualifying scripts. Mutual NDA signed upfront on request.

Connect with an Architect

Tell us about your reconciliation volume and ERP architecture.

Instant Onboarding · Zero Card Required

Start in Minutes.
Reconcile Millions.

Spin up an instant developer sandbox with pre-seeded synthetic financial ledgers, or initiate a 30-day enterprise evaluation inside your private single-tenant VPC.

or sign up with work email
Min 8 chars
Notification message